We offer six ways to pay over time. You apply at checkout and see your offer before you commit. You can also pay with any major credit or debit card, or PayPal.
Affirm
Monthly payments over 3–36 months. Many customers qualify for 0% APR for up to 12 months. Checking your offer uses a soft credit check and does not affect your credit score. Best for fair-to-excellent credit. How to use Affirm
Klarna
Pay in 4 interest-free payments, or choose monthly payments. Credit-based approval.
PayTomorrow
One application, several lenders. You see the interest rate and monthly payment before you accept. If you are matched with Uown, it is a lease-to-own plan with an early-buyout option. How to use PayTomorrow
Katapult
Lease-to-own with no credit required. Your first payment is due at checkout. You can buy out early to save on lease fees.
Daniel's Credit
Guaranteed approval. You pay a 40% deposit and finance the rest. Rings ship in 2–3 weeks. Example: about $120 per month on a $2,000 purchase.
Daniel's Credit is available in these 14 states: Arizona, California, Florida, Georgia, Michigan, Nevada, New Mexico, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Texas, and Virginia.
Partial.ly layaway
No interest, no credit check, no late fees. Pay a 15% deposit, then weekly, bi-weekly, or monthly payments over 6 to 12 months. Your rings are made and shipped after your final payment. If you cancel early, 75% of what you paid is refunded and the other 25% becomes store credit for 6 months. How to set up layaway
Which one is right for me?
- Good credit and want a simple loan: Affirm or Klarna
- Want several lenders from one application: PayTomorrow
- Limited or rebuilding credit: Katapult, Uown, or Daniel's Credit
- No interest, no credit check, not in a hurry: Partial.ly layaway
If your approval is less than your cart total, apply again for the full amount first. It usually goes through. If it does not, contact us and we will help.
See all options at mytriorings.com/payment-options.
Need help? Email contactus@mytriorings.com or call (855) 697-4647, Monday–Friday 9:30am–5:30pm ET.
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